Insurance Requirements for Professional Drivers

Introduction: From Dubai’s Desert Highways to Romania’s European Roads

If you’re a professional driver in Dubai considering a move to Romania, you’re looking at more than a change in scenery—from desert motorways to Carpathian mountain passes. You’re also entering the European logistics ecosystem with its own rules, protections, and insurance expectations. The good news: Romania offers strong access to the EU market, growing logistics opportunities, and a practical cost of living for professional drivers and their families. But before you put the key in the ignition, it’s essential to understand Romanian insurance requirements—what’s mandatory, what’s smart to add, and how to stay compliant as you cross borders.

This guide decodes the legal and insurance framework for drivers relocating from Dubai to Romania. We’ll cover the mandatory policies every vehicle must have, the cargo and liability protections professional drivers rely on, how Romanian road rules interact with insurance claims, and how to plan your relocation so you’re fully compliant on day one. You’ll also learn how insurance practices in Romania compare to the UAE, what to watch for in winter, and how to leverage Romania’s EU membership to boost your career.

Whether you plan to drive for a Romanian fleet, become an owner-operator, or transition into international long-haul across the EU, this comprehensive, SEO-optimized article will walk you through the coverage, compliance, and actionable steps to protect your livelihood on Romania’s roads.

The Romanian Insurance Landscape: What Every Professional Driver Must Know

Romania’s road transport industry is tied into EU standards. That means a mix of national rules (Romanian Ministry of Internal Affairs, ASF—the Financial Supervisory Authority for insurance, RAR—the Romanian Automotive Register) and European regulations (e.g., motor insurance directives, cross-border liability). For you, the driver, three insurance pillars matter most:

Vehicle liability for third parties (mandatory)
Cargo and professional liability (mandatory or contractually required in transport operations)
Optional protections that reduce your financial risk (highly recommended)

Let’s start with the non-negotiables.

RCA (Răspundere Civilă Auto): Mandatory Motor Third-Party Liability

What it is: RCA is Romania’s equivalent to mandatory third-party liability (MTPL). It covers bodily injury and property damage you cause to others while driving your insured vehicle.
Who needs it: Every vehicle registered in Romania must have a valid RCA policy in place, 24/7, whether it’s a car, van, truck, or tractor unit.
EU alignment: RCA is recognized across the European Economic Area. Romanian plates typically serve as proof of insurance within the EEA. However, carrying a Green Card (Carte Verde) is still recommended for cross-border trips, and is required in some non-EEA countries.
Minimum limits: Romania follows EU minimums. Under the current EU framework, minimum limits are high—intended to cover serious bodily injury and major property damage. Your policy schedule will show exact limits; many fleets opt for higher limits than the minimum for peace of mind.
Price variability: RCA premiums depend on vehicle type, engine capacity, tonnage, usage (commercial vs. personal), region, and claims history. Tractor units, refrigerated trucks, hazardous goods vehicles, and high-mileage operations typically pay more.
Verification: Police and authorities can check RCA status electronically via national databases. Driving without RCA can lead to fines, vehicle impoundment, and serious financial exposure if an accident occurs.

How it compares to Dubai: In the UAE, basic third-party insurance is also mandatory, with comprehensive coverage commonly purchased for better protection. In Romania, RCA is strictly third-party; own-damage requires a separate policy (CASCO). Don’t assume your UAE assumptions carry over—without CASCO you have no own-vehicle coverage in Romania.

The Green Card: International Proof of Insurance

Within the EEA: License plates generally prove insurance at roadside checks, but many operators still carry the Green Card to avoid misunderstandings—especially when language barriers arise.
Outside the EEA: If your routes extend to Moldova, Serbia, Ukraine, or Turkey, the Green Card is usually required. Confirm your policy’s territorial coverage and ask your insurer for an up-to-date Green Card before departure.

CASCO: Optional but Often Essential

CASCO is Romania’s comprehensive vehicle insurance. It covers own-vehicle damage due to collision, theft, vandalism, fire, severe weather, and sometimes wildlife impact (important in forested and mountainous areas).
For fleet drivers: Many employers insure the fleet with CASCO. Ask to see the policy summary—know your deductibles, glass coverage, roadside assistance, and territorial limits.
For owner-operators: CASCO is strongly recommended. It’s your safety net if you’re at fault or the other party is uninsured, or if your truck is damaged during severe winter conditions.

Cargo and Professional Liability: Protecting the Load and Your Business

In European road transport, liability for cargo is governed by the CMR Convention (Convention on the Contract for the International Carriage of Goods by Road) for international shipments. For domestic operations in Romania, national law applies but is broadly aligned with EU practices and commercial norms.

CMR Insurance: Carrier’s Liability for International Road Transport

What it covers: Liability for loss, damage, or delay to cargo under a CMR carriage. It’s not all-risk cargo insurance; it covers your legal liability as a carrier, subject to CMR limits and defenses.
Liability limits: Under CMR, liability is generally limited to 8.33 Special Drawing Rights (SDR) per kilogram, unless a higher value is declared. At today’s rates, that’s roughly a few euros per kilogram—often far below the actual cargo value. Ensure the limit and any sub-limits in your policy match your contracts.
Who buys it: Typically, the carrier or transport company. If you’re an employee, your employer should hold the policy. Owner-operators contracting to shippers or forwarders will usually be required to carry CMR liability.
Claims timing: Visible damage should be noted at delivery; hidden damage claims are often subject to a short window (commonly 7 days). Delays have different notice requirements. Keep accurate CMR consignment notes and photos.

Practical example: You deliver consumer electronics from Romania to Germany. A pallet shifts and crushes units. CMR liability responds up to the limit per kilogram. If the cargo value exceeds the CMR limit, the shipper’s own cargo insurance—not yours—should pick up the difference, unless your contract says otherwise. Read your contracts carefully.

Domestic Cargo Liability (Romania)

Even on internal Romanian routes, shippers expect carriers to have liability coverage mirroring CMR principles.
Many Romanian carriers and brokers bundle domestic liability with CMR insurance to simplify handling.

Freight Forwarder’s Liability vs. Carrier’s Liability

If you operate as a forwarder (organizing transport with subcontractors) rather than as a carrier, your liability profile changes. Forwarder’s Liability Insurance (sometimes called NVOCC/FFL liability) covers errors in arranging transport, documentation mistakes, and misdelivery.
Owner-operators shouldn’t assume they’re covered for forwarding activities under standard CMR. Clarify your business model.

ADR (Hazardous Materials) and Special Cargo

Transporting dangerous goods under ADR requires additional certifications and, in many cases, higher or special insurance endorsements.
Discuss ADR cargo with your broker to ensure your RCA, CASCO, and liability cover are compatible with hazardous materials operations.

Trailer Interchange/Non-Owned Trailer Liability

In Romania and across the EU, it’s common to haul non-owned trailers. Ensure you’re insured for damage to non-owned trailers, especially if your CASCO is limited to your tractor unit. A specific endorsement or separate coverage may be needed.

Optional Protections That Save Money (and Stress) in Romania

While mandatory insurance keeps you legal, optional policies protect your income and assets in real-world scenarios—weather, thefts, glass damage, breakdowns, and legal disputes.

CASCO Enhancements

Glass coverage: Windscreens and side windows are frequent claims on Romania’s national roads and mountain routes. Zero-deductible glass options are widely available.
Natural hazards: Hail, floods, falling branches from forested routes—verify coverage and deductibles.
Theft protection: Focus on secure parking and anti-theft devices for premium discounts.

GAP Insurance (for Leased or Financed Vehicles)

If your truck is financed or leased, GAP can cover the difference between an insurer’s payout and the outstanding finance amount in case of total loss.

Roadside Assistance and Breakdown Cover

Towing, on-the-spot fixes, battery and tyre services, and onward travel arrangements. For long-haul drivers using A1/A2/A3/A4 motorways, a robust assistance program minimizes downtime.

Legal Expenses Insurance

Covers legal representation costs for traffic disputes, liability claims, or cross-border incidents.
Particularly helpful when operating across multiple EU jurisdictions where legal fees vary.

Personal Accident and Occupational Accident Insurance

Employees: Romanian employers contribute to social insurance, including work accidents and occupational diseases. Confirm your benefits and limits.
Contractors/Owner-operators: Consider personal accident insurance for income protection after injury, plus health insurance or private medical plans for faster care.

Business Interruption/Downtime Cover

Some insurers offer downtime or loss-of-use coverage—useful when your truck is in the workshop and you lose revenue.

Cargo All-Risk (Shipper’s or Buyer’s Policy)

While carriers carry CMR liability, some shippers and brokers will ask for evidence of cargo insurance that protects the goods themselves regardless of fault. As a driver or small carrier, you can arrange contingent cargo coverage depending on your contracts.

Compliance Beyond Insurance: How Romanian Rules Affect Your Coverage

Insurance is part of a broader compliance picture. Several Romanian and EU rules can influence whether claims are paid in full—or at all.

Rovinietă (Road Usage Vignette) and Tolls

All vehicles using Romania’s national roads need a valid rovinietă. For heavy goods vehicles (HGVs), fees vary by tonnage and duration (daily, weekly, monthly, annual). Cameras monitor compliance; fines are hefty.
Some bridges and highways (e.g., Fetești toll gates on the A2) have separate tolls.
Why it matters: Operating without a valid vignette or toll payment can lead to fines and may complicate claims if an incident is tied to non-compliance.

ITP (Periodic Technical Inspection) and Roadworthiness

Romanian-registered vehicles must pass periodic technical inspections at authorized stations (ITP). HGVs have stricter schedules.
If a vehicle is out of ITP compliance and an accident is linked to a mechanical failure, insurers may reduce or deny claims.

Tachograph, Driving/Rest Times, and CPC (Code 95)

EU rules on driving/rest times are enforced via tachographs. Ensure calibration, correct use, and proper record-keeping.
CPC (Certificate of Professional Competence, Code 95) is required for professional drivers in the EU. If you’re transitioning from Dubai, you’ll need to obtain CPC in Romania or another EU state to drive professionally.
Non-compliance with tachograph or CPC rules can trigger fines and potential claim disputes.

Winter Equipment Rules

Romania requires winter tyres when roads are covered in snow, ice, or slush. Chains may be mandatory on mountain routes when signposted.
Insurers may reduce payouts if inappropriate tyres contributed to a loss.

Alcohol, Drugs, and Speeding

Zero tolerance for drunk driving in professional contexts. Any impairment invalidates coverage and leads to criminal penalties.
Speed cameras and police checks are common on DN (national) roads and motorways. Serious violations can affect insurance and employment.

Working Setups: Who Buys Which Insurance in Romania?

Your employment structure determines who’s responsible for what.

Fleet Employee (Romanian Company)

Employer provides: RCA for each vehicle, often CASCO for the fleet, CMR/carrier’s liability if the company operates as a carrier, roadside assistance, and sometimes legal expenses coverage.
You should consider: Personal accident insurance for additional income protection, plus private health insurance if you want faster access to clinics and hospitals.

Owner-Operator (PFA or SRL)

You provide: RCA, CASCO, CMR liability (if you contract as carrier), roadside assistance, and any required endorsements (ADR).
Tax and compliance: Consider setting up as a PFA (authorized individual) or SRL (limited company). Discuss insurance deductibility with an accountant; premiums for business policies are typically deductible.
Green Card: If you operate outside the EEA, ensure territorial extensions are in place.

Leased Vehicles

Lessor may require: CASCO with specific deductibles and GAP insurance. They may dictate approved insurers or brokers.
You must ensure: Policy holder details and insured value match the contract, and that driver lists and usage types are correct.

Working Cross-Border from Romania

If you’re based in Timișoara, Arad, Oradea, or Cluj and routinely run to Hungary, Austria, Germany, Italy, or the Netherlands, ensure your policies explicitly cover these territories.
For occasional trips to Moldova or Serbia, get the Green Card and confirm coverage. Don’t assume EU-level cover applies beyond the EEA.

Claims in the Real World: Romanian Procedures and Driver Playbook

Accidents and cargo incidents happen. Your response in the first hour can make or break a claim.

After a Road Accident in Romania

Ensure safety: Turn on hazard lights, place reflective triangles, and move to a safe location if possible.
Call 112 for emergencies or injuries.
Police vs. Amicable Report: For minor accidents with no injuries, drivers can often use an “amicable report” (constatare amiabilă) instead of calling the police. If in doubt—or if there’s dispute—call the police.
Documentation: Exchange details, take photos of positions, damage, road signs, plate numbers, and any skid marks. Note witnesses.
Notify insurer: Romanian insurers typically require notification within a short timeframe (often 24–48 hours; check your policy). For RCA-covered claims, the third party’s insurer is involved; for CASCO, contact your own insurer.
Repairs: Use authorized repair shops, especially for CASCO claims. Unauthorized repairs may jeopardize coverage.

Cargo Incidents Under CMR or Domestic Liability

At delivery: If damage is visible, note it on the CMR consignment note and get the recipient’s acknowledgment. Take photos before unloading.
Hidden damage: Notify within the prescribed period (commonly 7 days); keep packaging.
Delays: Document start/stop times, traffic restrictions, and any official notices (e.g., border queues, weather closures).

Wildlife and Weather Damage

Deer and wild boar collisions can occur in forested areas and near the Carpathians. CASCO policies often cover animal collisions—check deductibles.
Hail and floods: Romania experiences localized severe weather. Natural hazard coverage within CASCO is crucial, especially in spring and summer.

Glass Claims

Windscreen claims are very common. Many insurers allow direct repairs or replacements at partner networks without cash outlay.

Subrogation and Fault Disputes

RCA insurers may pursue recovery from the at-fault party. Keep your statements consistent and factual. Avoid admitting liability at the scene.

Best Practices and Tips for Romania

Always carry: Driver’s license (with professional categories), CPC card (Code 95), vehicle documents, RCA proof (and CASCO details if applicable), Green Card for non-EEA trips, CMR consignment notes, tachograph charts/data, vignette proof, and ADR certificates if relevant.
Confirm insurer credibility: Choose established insurers and reputable brokers. The Romanian market has seen insolvencies in recent years; ask your broker about financial stability and claims handling track record.
Use secure parking: Park at guarded lots near logistics hubs like Timișoara, Arad, Oradea, Cluj, Sibiu, Pitești, Ploiești, and Bucharest ring road. Cargo theft is less frequent than in some Western hotspots, but risks exist.
Winter prep: Fit winter tyres when needed, carry chains for mountain crossings (e.g., DN1, DN7 through the Carpathians), and keep emergency gear (blanket, water, food, shovel).
Cross-border checklists: Before trips to Hungary, Bulgaria, Serbia, or Moldova, confirm insurance territories, toll systems, and required documents. For Bulgaria and Hungary, ensure you have the appropriate toll device (e.g., HU-Go/eToll systems for HGVs) in addition to Romanian compliance.
Broker relationships: A strong transport-focused insurance broker can negotiate better terms and expedite claims. In Romania, established brokers serve fleets of all sizes.
Company process manuals: If you’re employed by a Romanian carrier, ask for written procedures on accidents, cargo incidents, and police interactions. Follow them precisely.

Common Challenges and Solutions for Dubai-to-Romania Drivers

1) Language and Documentation

Challenge: Romanian insurance policies and claim forms are usually in Romanian. Border officers in neighboring countries may not speak English or Arabic.
Solution: Work with an English-speaking broker, request bilingual policy summaries, and use translation apps. Keep standardized forms (amicable report) pre-filled with your personal and vehicle details where possible.

2) Winter Roads and Tyre Rules

Challenge: Coming from Dubai, winter driving in Romania is a new skill—and insurers expect proper equipment.
Solution: Take a winter driving course, switch to winter tyres when temperatures drop and snow appears, carry chains, and review CASCO coverage for weather-related damage.

3) Insurer Stability and Claims Speed

Challenge: The Romanian market has seen insurer exits in the past, leading to policy cancellations and claims headaches.
Solution: Choose financially solid insurers with strong fleet portfolios. Ask your broker about claims support and direct-repair networks. Keep all communications in writing.

4) Validating Foreign No-Claims Bonus (NCB)

Challenge: Transferring NCB from the UAE isn’t guaranteed.
Solution: Provide official NCB letters on letterhead from your UAE insurer. Some Romanian insurers or brokers may accept it; if not, shop around.

5) Cross-Border Claims Complexity

Challenge: Incidents outside Romania can involve different legal procedures and languages.
Solution: Maintain meticulous records (photos, police reports, CMR notes), and rely on your insurer’s cross-border claims team. Legal expenses insurance can be a lifesaver.

6) Cost of Living and Budgeting for Insurance

Challenge: Balancing premiums with rent, utilities, and family expenses.
Solution: Compare city options: Bucharest is pricier; strong alternatives include Timișoara, Cluj-Napoca, Sibiu, Oradea, and Pitești—each with good logistics access. Bundle policies (RCA + CASCO + assistance) for discounts.

Industry Insights: Romania’s Trucking and Logistics Market

Romania is one of Eastern Europe’s key logistics hubs, with road corridors linking the Black Sea to Central and Western Europe. For drivers relocating from Dubai, here’s what the landscape looks like.

Strategic Routes and Corridors

A1 Motorway: Nădlac (Hungarian border) – Arad – Timișoara – Lugoj – Deva – Sibiu. Critical for westbound freight into Hungary, Austria, and Germany.
A2 Motorway: Bucharest – Constanța. Serves the Black Sea port of Constanța, a major container gateway.
DN7/E81 and DN1: Mountain passes connecting Transylvania with southern Romania. Weather-sensitive and busy.
A3 Motorway (sections): Connects Transylvania (Cluj, Turda) toward Bucharest; ongoing expansions improve transit times.

Market Demand and Employers

Major international freight forwarders and 3PLs active in Romania include DSV, DB Schenker, Kuehne+Nagel, DHL, Maersk (L&S), and H.Essers. Local and regional carriers operate strong fleets serving EU lanes.
E-commerce growth and automotive manufacturing supply chains (e.g., around Pitești and Craiova) maintain steady demand for reliable drivers.

Work Conditions and Pay

Drivers on domestic routes earn less than international long-haul, but benefit from more home time. International drivers often see higher net pay due to diurna (daily allowances) and longer routes.
Typical net monthly ranges vary widely by lane, experience, and employer—ensure you understand base salary, diurna, overtime, and benefits, along with who pays for what insurance.

EU Access and Borders

Romania offers access to the EU single market. While air and sea Schengen entry were facilitated in 2024, land border checks remain with some neighbors—expect queues at peak times.
Insurance must cover all intended territories; your employer’s dispatch team will help with route planning and documents.

Safety and Parking

Secure truck parking is improving along A1 and around key logistics zones (Arad, Oradea, Timișoara, Sibiu, Pitești). Use vetted apps and company-approved facilities to minimize theft risk.

Practical Action Steps: Your Dubai-to-Romania Insurance Checklist

Use this timeline to stay organized.

60–90 Days Before Moving

Research roles: Decide if you’ll be an employee driver or an owner-operator in Romania.
Gather documents: UAE driving license, experience letters, NCB certificate from UAE insurer, employment references, passport, and education/training certificates.
Contact Romanian brokers/insurers: Request quotes for RCA, CASCO, and CMR (if you’ll operate as a carrier). Confirm territorial limits and Green Card availability.
Plan for CPC (Code 95): Book training/exams if needed. Without CPC, you can’t legally drive professionally in the EU.
Budget planning: Price insurance premiums, living costs (rent, utilities, food), and route allowances.

30–45 Days Before Moving

Vehicle plan: If bringing or buying a vehicle in Romania, check registration steps and eligibility. If employed, clarify the fleet insurance package.
Confirm ADR needs: If you aim to transport hazardous goods, align training and insurance endorsements.
Choose a city: Shortlist locations with strong logistics access (Timișoara, Cluj-Napoca, Sibiu, Oradea, Pitești, Ploiești, Bucharest outskirts).
Shortlist secure parking: Near your base, identify safe truck parking and service centers.

1–2 Weeks Before Departure

Finalize policies: Bind RCA, CASCO, CMR (if applicable). Request electronic and printed copies.
Green Card: Obtain and verify territorial coverage for neighboring non-EEA countries if routes require them.
Emergency kit: Winter gear (seasonal), triangles, reflective vest, first-aid kit, fire extinguisher, torch, blankets, non-perishable snacks.
Translations: Prepare Romanian/English copies of key policies and claim procedures.

Arrival Week in Romania

Registration and residency: Complete local formalities as required for employment. Begin CPC training/testing if scheduled.
Rovinietă: Purchase the appropriate vignette for your vehicle class and expected usage.
Workshop checks: If you own the vehicle, complete ITP if due and verify tachograph calibration.
Route familiarization: Drive practice laps on local logistics corridors; practice defensive driving for winter or mountain routes.

First 30–60 Days in Role

Claims dry run: Read your insurer’s accident procedure and create a step-by-step checklist laminated in your cab.
Broker relationship: Save your broker’s hotline number; confirm after-hours support.
Cross-border prep: Test your documents on a short international run (e.g., Hungary) with the dispatch team’s guidance.
Review after month one: Evaluate coverage gaps and explore add-ons (legal expenses, personal accident, downtime cover).

Cultural and Lifestyle Notes That Influence Your Insurance Decisions

Weather and seasons: Unlike Dubai, Romania has four distinct seasons. Snow and ice change your risk profile; a CASCO policy with solid winter coverage is invaluable.
Language and service: English is common in logistics, especially with international carriers and brokers. Learning basic Romanian will speed up roadside and claims interactions.
Cost of living: Outside Bucharest, costs are moderate. Timișoara, Cluj, Oradea, Sibiu, and Pitești offer a good balance of affordability, schools, and logistics access. Insurance premiums may vary slightly by region, vehicle storage, and theft rates.
EU mobility: Once you’re set up in Romania, you can drive across much of the EU without new permits, provided your employer and insurance are aligned. This widens your career routes and earnings potential.

Conclusion: Insure Right, Drive Far

Relocating from Dubai to Romania can elevate your career—opening doors to EU lanes, stable employers, and a family-friendly cost of living. But your truck, your cargo, and your livelihood ride on proper insurance and compliance. Get your RCA in place, add CASCO to protect your vehicle, secure CMR liability for cargo, and consider essential extras like roadside assistance and legal expenses cover. Align your insurance with EU driving/rest rules, winter tyre obligations, and cross-border documentation, and you’ll navigate Romania’s roads with confidence.

If you’re ready to take the next step, speak to a transport-focused Romanian insurance broker today, compare policies from stable insurers, and build a relocation plan that puts compliance and protection first. Your next chapter on Europe’s roads starts with one smart decision: get covered the right way.

FAQ: Working and Living in Romania as a Professional Driver

1) Is RCA enough to drive across the EU once I’m based in Romania?

RCA meets the EU’s mandatory third-party liability requirement and is recognized across the EEA. For professional drivers, however, RCA alone isn’t enough operationally. You’ll usually need CMR liability for international cargo, and CASCO is strongly recommended to protect your own vehicle. If you plan to enter non-EEA countries (e.g., Moldova, Serbia, Ukraine, Turkey), carry a Green Card and confirm territorial coverage in advance.

2) Can I use my UAE No-Claims Bonus (NCB) to reduce premiums in Romania?

Some Romanian insurers and brokers may accept official NCB certificates from foreign insurers, including from the UAE, especially if they’re on company letterhead and translated. Acceptance isn’t guaranteed. Shop around and ask your broker to submit your NCB to multiple insurers—results vary.

3) Are winter tyres mandatory and can my claim be denied if I don’t have them?

Romanian law requires winter tyres when roads are covered with snow, ice, or slush. On signposted mountain routes, chains may be mandatory. If an accident is linked to inadequate tyres, insurers can reduce or deny claims. For professional drivers, fitting proper winter tyres is both a safety and compliance must.

4) Who pays for CMR cargo insurance—the driver or the company?

If you’re employed by a carrier, the company typically holds CMR liability insurance. Owner-operators contracting as carriers should purchase their own CMR policy. Always check your contract: some shippers or forwarders require specific limits, ADR endorsements, or additional clauses.

5) How does the claims process work for minor accidents in Romania?

For minor accidents without injuries, drivers can often complete an amicable report (constatare amiabilă) instead of calling the police. Exchange details, take photos, fill the form accurately, and inform your insurer within the policy’s notification window. For injuries or disputes, call 112 and wait for police instructions.

6) What are typical insurance costs for a professional driver’s vehicle in Romania?

Costs vary widely by vehicle type, tonnage, driver history, and usage. RCA for heavy vehicles is higher than for personal cars; CASCO premiums reflect vehicle value and coverage scope; CMR depends on liability limits and cargo profiles. To get accurate pricing, request quotes with full details (routes, annual kilometers, storage security, and claims history).

7) Does Romania’s EU membership help my career as a driver?

Yes. Being based in Romania gives you access to the EU road transport market, enabling you to drive across multiple countries under a single employment base, provided your employer and insurance are aligned. You benefit from harmonized safety standards, recognized insurance, and wider job opportunities with European logistics companies.

Disclaimer: This guide is informational and does not constitute legal or insurance advice. Insurance terms and regulations can change. Always consult a licensed Romanian insurance broker and your employer’s compliance team before making decisions.